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Theresa (Terri) Cucinotta

Office Phone: (856) 722-8090 x1004
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Tips To Successful Home Buying

Tip #1:  Research Is the Key to Discovery - Only by reading available materials, talking to friends and experts and spend time looking at different homes, schools and neighborhoods will you end up with your American dream.  Avoid the nightmares by learning how best to buy and maintain a home.

Tip #2:  Make a Plan and get Pre-Qualified - Developing a home buying plan can help you focus on the important factors and organize the entire process.   Loan pre-qualifying helps you determine the home price you can afford and presents you as a genuine prospect to the seller.  A lender typically uses the 28% formula (your monthly mortgage can''t exceed your monthly income) in approving your loan.  Planning your actions and getting pre-qualified will keep you out of the panic mode and allow you to take advantage of opportunities.

Tip #3:  Create a Top 10 List of Amenities - When shopping for a home, list the features (fireplace, fenced-in yard, new appliances, etc.) that are most important to you in deciding on which home to buy.  Establishing your criteria early on will save time shopping for inappropriate homes and may keep you from buying a home on a whim.

Tip #4:  Sign a Contract that Protects you - Make sure that the contract you put on a house allows you to arrange financing, inspect the home and negotiate any problems that you may uncover.

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